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For a while we’ve seen an increased welcome bonus on the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®. As reported by View from the Wing, this offer is expected to expire on October 9, so if you’re interested in applying for this card, you have just under a week remaining to do so.

In this post I wanted to share five reasons you should get the CitiBusiness AAdvantage Platinum Card.

A welcome bonus of 70,000 miles

The business version of the card offers a welcome bonus of 70,000 AAdvantage bonus miles after spending $4,000 within the first four months. 70,000 miles is enough for a one-way saver level business class ticket from the US to Europe, South America, Asia, or the Middle East/India. That’s a huge amount of value to get from a single credit card welcome bonus.

Redeem your American miles for travel in Qatar Airways Qsuites

Waived annual fee the first year

While the card has a reasonable $99 annual fee, it’s waived for the first 12 months, so this is a card you can “try before you buy.”

Doesn’t count towards 5/24

If you want to apply for certain Chase credit card there’s the 5/24 rule, which means you typically won’t be approved for a Chase card if you’ve opened five or more new card accounts in the past 24 months. However, only certain cards count towards that limit. Most business credit card applications, including Citi business cards, don’t count towards that limit.

For example, I’ve spent much of the past year trying to get under that limit, though was still able to apply for the CitiBusiness AAdvantage Platinum Card earlier this year without having this count as a further card.

Non-restrictive eligibility requirements

The eligibility terms of this card say the following:

This card is not available if the business already has a CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® account. Bonus miles and any additional special offer not available if you have had any CitiBusiness® / AAdvantage® account opened or closed in the past 24 months.

So you’re not eligible for this card if you’ve opened or closed the card in the past 24 months. However, having any of the Citi AAdvantage personal cards doesn’t prevent you from getting this one.

This is a worthwhile distinction because the personal cards are more restrictive — for example, the Citi AAdvantage Executive Card and Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® both have the following language:

American Airlines AAdvantage® bonus miles are not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.

So if you’ve opened or closed one of the personal cards in the past 24 months, then you’re not eligible for any of the other personal cards.

First checked bag free & preferred boarding

Just for having the CitiBusiness AAdvantage Platinum Card you receive:

  • Preferred boarding on domestic American flights
  • First checked bag free on domestic itineraries for you and up to four companions on the same reservation

There’s no need to pay for your ticket with the card to qualify for these perks, but rather all that matters is that the primary cardmember’s account is linked to the reservation.

Given that American usually charges $30 per checked bag (up from $25), you could pretty quickly recoup the card’s $99 annual fee (waived the first year) with this benefit, since this can save you up to $300 per roundtrip (if five people were traveling and all checking bags).

Bottom line

The current welcome bonus on the CitiBusiness AAdvantage Platinum Card is the best I ever recall seeing, and if you’re eligible, I highly recommend applying in the coming days, before this offer expires. This is a card I applied for earlier this year, and that I recommend others consider as well.

See this post for more general information on Citi credit card eligibility, and see this post for more information on how to apply for a Citi business credit card.

One Mile at a Time


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